Definition: When insurance denies a claim means that a company or insurer has refused to cover an accident or damage, often due to the insufficient evidence or lack of information provided by the insured (the party who was involved in the event) to support their claims. Detailed definition: - Insurance denial: When a claimant refuses to pay for an accident or loss, and the insurance company does not accept it. The refusal is usually based on insufficient proof from the insured that the damage occurred. - Insufficient evidence: This term refers to the absence of sufficient physical evidence, statements, or other documents indicating the cause of the loss. It can be seen as a defense when an insurance company argues that the claimant did not have a reasonable basis for their belief about the cause of the accident. - Lack of information: When the insured does not provide any information regarding the nature and extent of damage, lack of medical evidence, or other relevant data necessary to support their claim. This can be used as an argument by the insurance company to deny coverage based on a lack of proper documentation.

when insurance denies a claim